Miami has a ton of things going for it but, like any big city, there are some pros and cons. I’ve lived here for 8 years and have a few tips for anyone thinking of moving to Miams.

The biggest perk of living in Miami has to be the stunning beaches. We’re talking daily access to crystal clear water and soft sand that would put any beach in the world to shame.

On the flip side of that, Florida’s tropical monsoon climate means humidity will be a part of your life every day (and it’ll feel much warmer than you’re used to). It’s also one of the buggiest cities in America, so prepare for a thriving insect population from June through November.

Another thing to keep in mind is that if you’re planning on buying a home, expect to shell out a good chunk of change. Median home prices are currently about half a million dollars and you’ll need to put down at least a $100,000 down payment to avoid private mortgage insurance. That said, renting is fairly common in the area as well.